WHAT ARE YOUR LONG-TERM FINANCIAL PLANS?
Set the Goal. Set the Date. Plan the Money.
Planning to buy a duplex? Pay for college? Replace your vehicle? Make a down payment? Start with the goal — then build the money around the date you will need it.
PlannedLender™ determines how much future Planned Loan funding your household can build based on the expenses you already manage. Then you decide what you are planning, how much you need, and when you want the money available.
Your Goal Gives the Money a Purpose.
PlannedLender™ establishes how much future funding your household can plan for. Then you can assign those dollars to the things you already know are coming.
Choose what you are actually planning to do with the money.
Assign Planned Loan dollars available within your household plan.
Choose a funding date that fits within your available PlannedLender timeline.
Now you are not simply waiting for access to money. You know what the money is for and when you are planning to use it.
Start With the Plan — Not the Emergency.
Traditional borrowing usually starts after you need the money. PlannedLender™ starts before the need arrives.
Show Us Your Household Expenses
Your monthly household spending pattern helps determine how much Planned Loan funding your household can build toward.
See Your Planned Funding
See the amount and future funding windows available within your PlannedLender™ household plan.
Choose Your Goal
A duplex. College. A vehicle. A down payment. Home improvements. A business opportunity. You decide what you are planning for.
Choose the Amount & Date
Assign available Planned Loan dollars to your goal and choose a target date within your available funding schedule.
Build Toward the Date
Maintain your household plan and watch your PlannedLender dashboard count down toward your scheduled goal.
Because Big Expenses Usually Aren't a Surprise.
You may not know the exact day your next major expense will happen. But many of the biggest things households spend money on can be seen months — or years — in advance.
You know your child is going to college. You know you will eventually replace your vehicle. You may already know you want to buy a duplex, make a down payment, renovate your home or start a business.
PlannedLender™ lets you put an amount and a date beside that future need.
The purchase or expense arrives first. Then you start searching for financing under pressure.
Your future funding capacity is established before the planned purchase or expense arrives.
Suppose Your Goal Is to Buy a Duplex.
Instead of saying, “One day I want to buy an investment property,” your PlannedLender plan can turn that idea into something specific.
The Date Changes the Conversation.
“I want to buy a duplex someday” is an idea.
“I am planning $42,000 for a duplex on September 1, 2031” is a financial plan.
Your PlannedLender dashboard is designed to keep that goal, amount and date in front of you while your household continues following its financial plan.
Built for Working Households That Plan Ahead.
PlannedLender™ is connected to the household expenses you manage through ReCapture Financial.
Your regular monthly spending helps establish the Planned Loan dollars you can build future goals around.
Your Spending Pattern Helps Determine What You Can Plan For.
PlannedLender™ looks at the regular household expenses you are already managing through your financial plan.
Those expenses help establish the future Planned Loan dollars available to your household.
Once you know the amount available, the question becomes simple:
What do you want those dollars to accomplish?
You need a vehicle, tuition, a down payment or another major purchase — then you begin looking for financing.
See your available Planned Loan dollars, choose the goal, choose the amount and choose the future funding date.
Your Mortgage Can Be the Goal.
But Your Money Still Has to Work for Your Life.
One hundred months is a long time. Cars need replacing. Children go to college. Homes need repairs. Opportunities come along.
If you need to use available Planned Loan dollars along the way, use them. PlannedLender™ is designed around real life — not around pretending that nothing will happen between today and your long-term goal.
For a homeowner, paying off the mortgage can remain the destination — even when there are other stops along the way.
Use It When Life Requires It.
Your Planned Loan dollars can still be assigned to the important financial needs that happen before your long-term mortgage payoff goal.
Need some of the money along the way? Use it.
Don't need it?
Keep building toward the mortgage.
Know Exactly What You Are Building Toward.
Once a goal is established, your PlannedLender™ dashboard can keep the purpose, amount and target funding date together in one place.
Instead of simply seeing future loan dollars, you see the actual thing those dollars are intended to accomplish.
Duplex Purchase Plan
Your amount and funding date stay visible all the way to the goal.